Disclaimer

1. General Disclaimer

The information and services provided by Dental Super Solutions are for general guidance purposes only. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of our services or information.

2. Not Financial Advice

2.1 No Financial Advisory Services

Dental Super Solutions is not a licensed financial advisor and does not provide financial advice as defined under the Corporations Act 2001 (Cth). We do not:

• Provide advice on whether accessing your superannuation is suitable for your financial situation
• Recommend specific superannuation funds or investment strategies
• Advise on tax implications of early superannuation access
• Provide personal financial planning services

2.2 Seek Professional Financial Advice

You should consult with a licensed financial advisor, accountant, or tax professional before making decisions about accessing your superannuation. Consider your personal financial situation, objectives, and needs.

3. Not Medical Advice

3.1 No Medical Services

Dental Super Solutions does not provide medical or dental advice, diagnosis, or treatment. We are not qualified medical or dental practitioners. Any health-related information is for general purposes only.

3.2 Consult Healthcare Professionals

Always seek advice from qualified healthcare professionals regarding:

• Your dental health condition and treatment options
• Medical necessity of proposed treatments
• Suitability of specific dental procedures
• Ongoing healthcare management

4. ATO and Regulatory Disclaimers

4.1 No Guarantee of Approval

We cannot guarantee that the Australian Taxation Office (ATO) will approve your compassionate release application. Approval depends on meeting ATO criteria and requirements, which are determined solely by the ATO.

4.2 Processing Times

We cannot control or guarantee ATO processing times, which may vary depending on various factors including application complexity and ATO workload.

4.3 Regulatory Changes

Superannuation and tax laws may change. Information provided is based on current legislation and ATO guidance, which may be subject to change without notice.

5. Third-Party Services and Providers

5.1 Dental Clinics

We connect clients with dental clinics but do not:

• Guarantee the quality of dental services provided
• Take responsibility for treatment outcomes
• Warrant the qualifications or competence of dental practitioners
• Control treatment pricing or scheduling

5.2 Independent Contractors

Dental clinics and healthcare providers in our network are independent contractors. They are responsible for their own services, licensing, insurance, and compliance with applicable laws.

6. Website and Information Disclaimers

6.1 Information Accuracy

While we endeavor to keep information current and accurate, we make no warranties about:

• Accuracy, completeness, or reliability of website content
• Suitability of information for your particular circumstances
• Availability or functionality of our website
• Freedom from errors, viruses, or other harmful components

6.2 External Links

Our website may contain links to external websites. We do not endorse or take responsibility for the content, privacy practices, or availability of linked sites.

7. Service Limitations

7.1 Scope of Services

Our services are limited to:

• Guidance on the compassionate release application process
• Assistance with documentation requirements
• Connection with dental service providers
• Administrative support

7.2 What We Don't Do

We do not:

• Act as your agent or representative with the ATO
• Make decisions on your behalf
• Guarantee specific outcomes or results
• Provide legal, medical, or financial advice

8. Limitation of Liability

8.1 Maximum Extent Permitted by Law

To the maximum extent permitted by Australian law, including the Australian Consumer Law, Dental Super Solutions excludes all liability for:

• Any loss or damage arising from use of our services
• Indirect, consequential, or special damages
• Loss of profits, data, or business opportunities
• Actions or omissions of third-party service providers

8.2 Consumer Guarantees

Nothing in this disclaimer excludes, restricts, or modifies rights or remedies available under the Australian Consumer Law or other applicable consumer protection legislation.

9. Professional Indemnity

Dental Super Solutions maintains appropriate professional indemnity insurance for our guidance services. However, this does not extend to services provided by third-party dental clinics or healthcare providers.

10. Accuracy of Information Provided

You are responsible for ensuring that all information you provide to us is accurate, complete, and up-to-date. Inaccurate information may affect:

• Eligibility assessments
• Application processing times
• ATO approval outcomes
• Service delivery quality

11. Technology and System Limitations

Our website and systems may experience:

• Temporary unavailability or interruptions
• Technical malfunctions or errors
• Security vulnerabilities despite protective measures
• Compatibility issues with certain devices or browsers

12. Changes and Updates

This disclaimer may be updated from time to time. Continued use of our services after changes indicates acceptance of the updated disclaimer. Current version will always be available on our website.

13. Jurisdiction and Governing Law

This disclaimer is governed by Australian law. Any disputes arising from or relating to our services will be subject to the exclusive jurisdiction of Australian courts.

14. Contact Information

If you have questions about this disclaimer or need clarification about our services, please contact us: